Managing Non-Performing Loans (NPL) & Debt Recovery Strategies and IFRS9
We provide platform for Public training, In-house, to all clients and individual who seek to learn and educate.
Course Overview
Any bank is always faced with non-performing loan (NPL) risk due to its main function as a financial intermediary. Various efforts have been made by banks to avoid the NPL.However, due to various reasons in business environment or debtor’s management ability, any bank continues to experience NPL. This program is designed to improve credit officials’ competence in order to gain benefits, among other things, improvement of ability in diagnosing various causes of NPL, understanding on alternative restructuring schemes, selection of exact alternative scheme, and ability in monitoring the implementation of NPL restructuring, ability to improve debtor’s performance from NPL category to resume to be current as well as to support bank in achieving the target of NPL decrease. IFRS 9 changes the relationship between NPLs and provisions, by relying on greater judgement to determine provisions. The potential for divergence makes the need for comparable indicators against which to assess asset quality all the greater.
BENEFITS OF ATTENDING
- Define non-performing loans and the indicators of non-performing loans.
- Understand IFRS 9 accounting standard for NPL management
- Probabilities of Default considerations
- Other aspects related to NPL impairment measurement
- Explain the banking treatment of non-performing loans and non-performing investment projects.
- Discuss how to manage non-performing loans.
- Ready to negotiate with the customers confidently, rather than be threatened or abused
- Understand the assistance from the Small Debt Resolution Committee
- Work around these guidelines to your advantages, rather than the customers’ preferences
- Expect the worst that the banks can do to recover the NPL from customers and their guarantors
- Explain the principles of borrower credit ratings and provisioning.
- Explain the lessons learned from classified loans.
- Learn on the speed that banks can enforce their terms and collaterals and securities
- Discuss the legal aspects of working with non-performing loans.
WHO SHOULD ATTEND
- Heads of Recovery
- Collection Heads/ Managers
- Heads of Credit
- Head of banking
- Product Sales
- Business Development Managers
- Financial decision-makers in corporations Collection Team
- Debt Collector
- Finance Accounting Operations Reporting
- Relationship Officer
- Directors/ Presidents/ Vice Presidents
- Director Credit Recovery
- Officer Credit Portfolio monitoring
- Mgmt Relationship Manager
- Head of Collection & Recovery
- Personal Loans Recoveries Manager
- Head of Wholesale Credit
- Legal Officer – Debt Collection
Business Support Officer
Head of finance
Head of Risk
IN-HOUSE
Our Tailored Learning Offering
Do you have five or more people interested in attending this course? Do you want to tailor it to meet your company’s exact requirements? If you’d like to do either of these, we can bring this course to your company’s office by offering our classroom program or LIVE Online. You could even save up to 50% on the cost of sending delegates to a public course and dramatically increase your ROI.
Top Quality
From the Boardroom to the front line, we can deliver engaging, multi-faceted learning programmes that will nurture the skills needed to fast-track development and enable teams to flourish.
Best Way
We combine the right blend of formal, informal, online and classroom techniques to increase your employees’ knowledge retention, drive collaboration, and create social learning communities.
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“It is always a pleasure to work with BIZENIUS. We have been partnering with BIZENIUS since 2016 and we see improvements with each session. The courses are highly Interactive, and their lecturer’s makes it easy to understand the materials. We look forward to working with BIZENIUS on a variety of courses. We are happy with the way this relationship has evolved.”
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“BIZENIUS organized NEBOSH Oil and Gas Certificate for us. The sessions in the preparatory training were well complimented with real life case studies and practical examples. We enjoyed the 5 days training session leading up to the examination. Everything was organized with meticulous details to ensure a great learning experience and success at the examination. Thank you.”
Relevant and Well Organized.
“The training was very well organized. The content was very relevant to my role. The interactive discussion was encouraged, and the trainer was also very knowledgeable of the subject matter. I would recommend this training to all who are involved at some stage of Risk, ICAAP or ILAAP.”
