Credit Risk Management Consulting
Despite increasingly sophisticated risk transfer techniques and the drive toward developing non-interest income, credit continues to be the primary source of both risk and reward for the vast majority of financial institutions.
Yet credit risk management in some banks is more art than science, resisting the development of proven quantitative methodologies, capable as ever of delivering financial and reputation shocks to those institutions which do not employ best practice across the whole of the credit risk management spectrum.
We apply the best of both quantitative and qualitative credit risk management tools and techniques. Our approach incorporates the following fundamental elements of credit risk management:
- The Business Strategy
- The Enterprise Risk framework
- Credit risk appetite
- Group credit risk management structures
- Credit policy architecture
- Quantitative methodologies and stress-testing
- Pricing for credit risk
- Regulatory and economic capital allocation
BIZENIUS personnel have deep experience of credit risk management and as practitioners we can shape strategies, policies, models and processes that will support profitable but conservative stances towards the taking of credit risk through the stages of the business cycle.
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Trusted Clients
Amazing Experience
"We worked with BIZENIUS for our Fresh Graduates Program thru one of our clients. I must say that they are simply amazing. At each step of the sessions, Knowledge Transfer and Practical Learning were emphasized upon, with daily evaluations to verify learning. Happy to say that we are so happy that our partners chose BIZENIUS to deliver this critical session for us. Looking to work together in future."
Sustainable Relationship with BIZENIUS
“It is always a pleasure to work with BIZENIUS. We have been partnering with BIZENIUS since 2016 and we see improvements with each session. The courses are highly Interactive, and their lecturer’s makes it easy to understand the materials. We look forward to working with BIZENIUS on a variety of courses. We are happy with the way this relationship has evolved.”
Practical Approach, Hand on Learning.
“BIZENIUS organized NEBOSH Oil and Gas Certificate for us. The sessions in the preparatory training were well complimented with real life case studies and practical examples. We enjoyed the 5 days training session leading up to the examination. Everything was organized with meticulous details to ensure a great learning experience and success at the examination. Thank you.”
Relevant and Well Organized.
“The training was very well organized. The content was very relevant to my role. The interactive discussion was encouraged, and the trainer was also very knowledgeable of the subject matter. I would recommend this training to all who are involved at some stage of Risk, ICAAP or ILAAP.”
