SME BANKER’S CREDIT ANALYSIS MASTERCLASS
We provide platform for Public training, In-house, to all clients and individual who seek to learn and educate.
Course Overview
SME Banker’s Credit Analysis Masterclass is focused on helping the bankers involved with SME borrowers. This includes both line bankers at the customer relationship level and credit specialists overseeing lending decisions. As well, specialists in marketing, sales, product development and training who are involved in a bank’s SME service line can better understand.
This masterclass is designed to systematically develop key skills to evaluate both qualitative and quantitative factors and assess the creditworthiness of a small business borrower which is typically unable to provide much in the way of either formal financial reporting information or tangible collateral security. Lenders must find creative ways to detect debt service capacity all the while screening out unsavory risks. This course is taught by a seasoned industry practitioner in a highly interactive setting that includes exercises, case studies and group discussions with your peers.
BENEFITS OF ATTENDING
- Overview of the logic of credit: rational thinking decision frameworks
- Learning to use both hard and soft information in credit judgment
- Reviewing analytical skills in the interpretation of financial statement results
- Reconstructing #nancial pictures from proxy information
- Grasping fundamental drivers of success and risk in various industry sectors
- Apply standard risk cost, RAROC, economic capital and EVA
- Apply modern credit scoring systems
- Improve the credit decision process
- Assessing management capabilities and judging their commercial “street smarts”
- Quantifying debt service capacity from cash !ow generation
- Understanding where the borrower is coming from financial management principles
- Structuring: Working capital revolvers & capital expenditure term loans
- Honing communication skills to articulate a lending rational in credit write-ups
- Implement an effective risk limit system
WHO SHOULD ATTEND
This programme is aimed to enhance the capabilities, personal qualities and confidence of,
- Heads of regional businesses and branches RM
- Managers in branches responsible for SME banking
- Experts responsible for sales and distribution
- Managers from credit departments and risk management
- Experts responsible for corporate strategy and planning
- Banking and strategy consultants
IN-HOUSE
Our Tailored Learning Offering
Do you have five or more people interested in attending this course? Do you want to tailor it to meet your company’s exact requirements? If you’d like to do either of these, we can bring this course to your company’s office by offering our classroom program or LIVE Online. You could even save up to 50% on the cost of sending delegates to a public course and dramatically increase your ROI.
Top Quality
From the Boardroom to the front line, we can deliver engaging, multi-faceted learning programmes that will nurture the skills needed to fast-track development and enable teams to flourish.
Best Way
We combine the right blend of formal, informal, online and classroom techniques to increase your employees’ knowledge retention, drive collaboration, and create social learning communities.
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Trusted Clients
Amazing Experience
"We worked with BIZENIUS for our Fresh Graduates Program thru one of our clients. I must say that they are simply amazing. At each step of the sessions, Knowledge Transfer and Practical Learning were emphasized upon, with daily evaluations to verify learning. Happy to say that we are so happy that our partners chose BIZENIUS to deliver this critical session for us. Looking to work together in future."
Sustainable Relationship with BIZENIUS
“It is always a pleasure to work with BIZENIUS. We have been partnering with BIZENIUS since 2016 and we see improvements with each session. The courses are highly Interactive, and their lecturer’s makes it easy to understand the materials. We look forward to working with BIZENIUS on a variety of courses. We are happy with the way this relationship has evolved.”
Practical Approach, Hand on Learning.
“BIZENIUS organized NEBOSH Oil and Gas Certificate for us. The sessions in the preparatory training were well complimented with real life case studies and practical examples. We enjoyed the 5 days training session leading up to the examination. Everything was organized with meticulous details to ensure a great learning experience and success at the examination. Thank you.”
Relevant and Well Organized.
“The training was very well organized. The content was very relevant to my role. The interactive discussion was encouraged, and the trainer was also very knowledgeable of the subject matter. I would recommend this training to all who are involved at some stage of Risk, ICAAP or ILAAP.”
