OVERVIEW

The primary source of revenue for most commercial banks is the extension of credit, an activity that concurrently poses the greatest risk to earnings and capital. When end-to-end credit risk activities are prudently assessed, monitored and controlled the shareholders and customers benefit. However, flaws in credit risk management strategy and practice is the leading cause of bank failure. For decades, competent credit professionals have concentrated most of their effort on prudently approving loans and carefully monitoring loan performance which relies heavily on trailing indicators of credit quality.

The course looks at the management and optimisation of credit risk by the use of credit derivatives and securitisation. Of course, no such analysis would be complete without the regulatory impact of Basel III
and other regulatory constraints on credit portfolios. This intensive Two-day course provides a comprehensive understanding of the concepts, tools and methodologies used in implementing a comprehensive and cohesive credit risk framework within a bank.

WHAT YOU WILL LEARN

  • Learn clear concise techniques to manage credit risk in portfolios, loans and instruments effectively
  • Cover the most commonly used models for assessing credit risk exposure
  • Get to grips with the latest regulatory requirements & developments regarding Credit Risk, Basel II, Basel III & FRTB
  • Understand the challenges credit risk management faces and what you need to do to deal with these challenges effectively
  • Learn from practical and interactive exercises, case studies and discussions on real-life market situations
  • Familiarity with organizational matters to consider when managing collections and problem loans;
  • Confidence in their understanding of an end-to-end framework used to manage credit risk within a bank
  • Understanding and used of concepts and tools used to identify, measure, monitor and control emerging credit risk
  • An understanding of how customer set and product and service offerings drive the selection of the operating model, including the credit process
  • Understanding of approaches to manage concentration risk, including hedging and portfolio management
  • Awareness of the purpose and benefits of stress testing and scenario analysis

WHO SHOULD ATTEND

  • Management team and Board Members
  • Heads and Managers in Credit Administration
  • Relationship Managers
  • Credit Risk Officers
  • Team Leaders in Credit Monitoring
REGISTER NOW
“The training was very well organized. The content was very relevant to my role. The interactive discussion was encouraged and the trainer was also very knowledgeable of the subject matter. I would recommend this training to all who are involved at some stage of retail banking product development.”
“I would like to recommend the marketing teams as well for this training. It was indeed a time well spent and a memorable experience.”
“It was an extraordinary training methodology and a multidisciplinary approach, as well as a clear and strong content structure that focused on core Retail banking. The training methodology helped participants to realize a deeper knowledge of Product Management and Development.”

Our Upcoming Trainings

SME Banking Masterclass
SME Banking Masterclass
Asset & Liability Management
Asset & Liability Management
Digital Banking Leadership
Digital Banking Leadership
Product Management and Development for Retail Banks
Product Management and Development for Retail Banks

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