This course has two overriding aims: to improve understanding of the financial dynamics of insurance and to enable learners to ‘read’ the accounts of any company using 14 key financial ratios. Two distinct modules cover these two aims, and both are prefaced by an ‘Introduction to Accounts’ module which ensures that learning is built on solid foundations. Throughout the course there is an emphasis on the practical application of new-found knowledge, and exercises and group-work are used extensively to reinforce learning.


  • Introduction to accounts 
    • Nature and purpose of accounts
    • The main financial statements: balance sheet and profit and loss account
    • Principles of accounting, and the implications for interpreting accounts
  • Finance of insurance
    • The unique nature of insurance and specific balance sheet provisions
    • Actuarial methods for loss reserving
    • Financial year, accident year and underwriting year perspectives on data
    • Insurance performance measures including loss ratios, operating profit and ROE
  • Interpreting company accounts 
    • Profitability, efficiency, liquidity and solvency ratios
    • How analysts interpret ratios
    • Characteristics of different industry groupings.


The program is meant for people working in Insurance industry.

“The training was very well organized. The content was very relevant to my role. The interactive discussion was encouraged and the trainer was also very knowledgeable of the subject matter. I would recommend this training to all who are involved at some stage of retail banking product development.”
“I would like to recommend the marketing teams as well for this training. It was indeed a time well spent and a memorable experience.”
“It was an extraordinary training methodology and a multidisciplinary approach, as well as a clear and strong content structure that focused on core Retail banking. The training methodology helped participants to realize a deeper knowledge of Product Management and Development.”

Our Upcoming Trainings

SME Banking Masterclass
SME Banking Masterclass
Asset & Liability Management
Asset & Liability Management
Digital Banking Leadership
Digital Banking Leadership
Product Management and Development for Retail Banks
Product Management and Development for Retail Banks

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