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Insurance Products, Financial Statements and Reporting Masterclass

The technical grounding to read insurers properly — product mechanics, financial statements across accounting standards, and the key ratios that measure financial strength.

The programme

Insurance company accounts conceal as much as they reveal — and the same insurer can look materially different under different accounting standards. This masterclass provides the technical background to insurance products, financial statements and analysis. Participants work through the key components of the main product lines, how an insurer’s financial statements are constructed and why the presentation varies with the accounting standard applied, and the key ratios that measure financial strength. The cohort finishes able to trace product economics through to the balance sheet and income statement and to compare insurers across regimes without being misled.

What you will do

Deconstruct the key components of the main insurance products and the economics behind each.
Read an insurance company’s financial statements, knowing how the accounting standard applied changes the picture.
Apply the key ratios that measure financial strength and rank insurers by them.
Trace product features through to balance-sheet and income-statement impact.
Compare insurers across accounting regimes without being misled by presentation.

Who attends

  • Equity, fixed income and credit analysts
  • Treasury, risk management and ALM professionals
  • Insurance brokers, investment managers and commercial and investment bankers
  • Supervisors, lawyers and corporate communications officers

Cohorts bring together board members, executives and the rising leaders behind them — kept deliberately small, so every seat is a peer’s.

Programme agenda

Built for the decisions no textbook prepares you for

I.Insurance products
  • The main product lines and their key components
  • The economics behind each product
  • Product features that drive financial results
II.Financial statements
  • How insurer financial statements are constructed
  • Variation across accounting standards
  • Presentation pitfalls for the analyst
III.Analysing financial strength
  • The key ratios and what they measure
  • Benchmarking insurers against peers
  • Linking products, statements and strength

Frequently asked

Who should attend this insurance analysis masterclass?

Equity, fixed income and credit analysts, treasury, risk management and ALM professionals, insurance brokers, investment managers, commercial and investment bankers, and supervisors, lawyers and corporate communications officers — anyone who needs to read insurers properly rather than at face value.

What will I be able to do after the course?

Deconstruct the key components and economics of the main insurance product lines, read an insurer’s financial statements knowing how the accounting standard applied changes the picture, apply the key financial strength ratios, and compare insurers across accounting regimes without being misled by presentation.

Is the masterclass available in-house and in French?

Yes. BIZENIUS delivers the programme in English and French, and an in-house edition can be tailored to the insurers, product lines and accounting regimes your teams cover. Sessions run on a rolling calendar with dates confirmed on request; fees and quotations are provided on enquiry.

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In their words

Knowledge transfer, emphasised throughout

“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”

Kuwait Investment Authority

From the Mandate Record

Mandate № 01 · Africa

The training programme that became national regulation

What the team mastered, the regulator wrote into the rulebook.

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The Capability Arc™

Fix it · Advisory

Advisory & Consultancy

A senior bench across risk, treasury and regulation.

Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.

Teams from these institutions train with BIZENIUS

  • Citi
  • Barclays
  • ExxonMobil
  • Total
  • Gazprom
  • Standard Bank
  • QNB
  • Crédit Agricole
  • Nedbank
  • Absa
  • Raiffeisen
  • Halliburton
  • Baker Hughes
  • ConocoPhillips
  • Ooredoo
  • National Bank of Kuwait
  • Kuwait Finance House
  • Bank Muscat
  • Bank Audi
  • SABB
  • Garanti BBVA
  • Ecobank
  • Arab Bank
  • National Bank of Egypt
  • ADIB
  • Access Bank
  • Afreximbank
  • Repsol
  • QNB ALAHLI
  • Stanbic Bank
  • Equity Group Holdings
  • KCB Bank
  • Lombard Odier
  • NOV
  • Weatherford
  • Subsea 7
  • Al Baraka
  • Banque Misr
  • Burgan Bank
  • Bank ABC

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