Credit Analysis Masterclass
Back to the first principles of credit analysis — assessing creditworthiness properly so lending decisions protect margin, market share and the provision line.
Format
Classroom · Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Default has been the lender’s oldest problem since lending began, and it remains the major concern of credit institutions worldwide. The economics are unforgiving: the more a lender genuinely knows about a borrower’s creditworthiness, the greater its chance of maximising profit, growing market share, containing risk and reducing the provisions set aside for bad debt. This masterclass returns to the basic principles of credit analysis and builds them into better financial decisions — enabling participants to make sounder lending calls, avoid poor credit and keep the business moving forward.
What you will do
Who attends
- Credit officers, credit controllers and credit committee members
- Credit analysts, financial analysts and financial managers
- Commercial bankers and loan and lending professionals
- Portfolio managers, investors and fixed income professionals
Programme agenda
Built for the decisions no textbook prepares you for
I.Principles of credit analysis
- Credit risk as the lender’s defining exposure
- What creditworthiness assessment must actually establish
- The basic principles that survive every credit cycle
II.The lending decision
- From analysis to a defensible lending call
- Avoiding poor credit before it is booked
- Provisions, bad debt and the cost of getting it wrong
III.From analysis to value
- Better financial decisions and shareholder value
- Presenting the credit case for decision
- Keeping the lending business moving forward
Frequently asked
What will I learn in the credit analysis masterclass?
The basic principles of credit analysis — the fundamentals that hold in every cycle — built into better financial decisions: assessing the creditworthiness of a potential borrower before pricing or approving the exposure, identifying poor credit early and keeping it off the book, and presenting credit conclusions with rigour so committees can act on the analysis.
Why does credit analysis matter to the bottom line?
Because the economics are unforgiving: the more a lender genuinely knows about a borrower’s creditworthiness, the greater its chance of maximising profit, growing market share, containing risk and reducing the provisions set aside for bad debt. Default remains the major concern of credit institutions worldwide, and better analysis is the first defence.
Who is this course suitable for?
Credit officers, credit controllers and credit committee members; credit analysts, financial analysts and financial managers; commercial bankers and loan and lending professionals; and portfolio managers, investors and fixed income professionals who need lending calls they can defend.
Can the masterclass be delivered in-house and in French?
Yes. An in-house edition is tailored to your institution’s lending book and credit process, with delivery in English or French. Sessions run on a rolling calendar, with dates confirmed on request; fees and quotations are provided on enquiry.
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The Capability Arc™
Fix it · Advisory
Advisory & Consultancy
A senior bench across risk, treasury and regulation.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.