Minimising and Managing Problem Loans Masterclass
Catch problem loans early and work them hard — red flags, monitoring discipline, collateral management and resolution strategies that minimise loss to the institution.
Format
Classroom · Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Even a well-underwritten loan can go bad; what separates institutions is how early they see it and how well they work it. This masterclass covers best practice in loan monitoring and maintenance, the analytical bases for early identification of problem loans, and the red flags that precede them. Participants apply a common model for identifying and working problem loans so every step happens on time: communicating loan issues to clients early for buy-in and faster resolution, managing collateral, scheduling follow-up so agreements are kept, and escalating appropriately when risk management efforts fail. Classifying causes, financial analysis of distressed companies and negotiating fundamentals complete the resolution toolkit — and feed back into the institution’s problem loan policies.
What you will do
Who attends
- Credit risk officers and managers
- Credit analysts and loan and credit management officers
- Relationship and corporate managers
- Debt collection and recovery officers
Programme agenda
Built for the decisions no textbook prepares you for
I.Prevention and early detection
- Sound lending policies and credit underwriting as the first defence
- Causes of problem loans and early detection
- Red flags in loan monitoring and maintenance
II.Working the loan
- A common model for identifying and working problem loans
- Timely client communication and buy-in
- Follow-up, escalation and collateral management
III.Resolution
- Classifying causes to prioritise mitigation strategies
- Financial analysis of distressed companies
- Negotiating fundamentals in resolution
IV.Institutional discipline
- Defining problem loans and assessing their cost
- Impact on the institution’s soundness and reputation
- Contributing to problem loan policies and procedures
Frequently asked
Who should attend this problem loans masterclass?
Credit risk officers and managers, credit analysts and loan and credit management officers, relationship and corporate managers, and debt collection and recovery officers. It suits any lender that wants problem loans caught earlier and worked harder.
What working method does the course teach?
A common model for identifying and working problem loans so every step happens on time: reading red flags on analytical bases, communicating loan issues to clients early for buy-in, managing collateral, scheduling follow-up so agreements are kept, and escalating appropriately when risk management efforts fail. Classifying causes, financial analysis of distressed companies and negotiating fundamentals complete the resolution toolkit.
Can the programme be tailored to our loan book?
Yes. BIZENIUS delivers the masterclass in English and French, and an in-house edition can be tailored to your portfolio, policies and procedures. Sessions run on a rolling calendar with dates confirmed on request; fees and quotations are provided on enquiry.
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Knowledge transfer, emphasised throughout
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The Capability Arc™
Fix it · Advisory
Advisory & Consultancy
A senior bench across risk, treasury and regulation.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.