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Strategic NPL Management, IFRS 9 Provisioning & Debt Recovery Masterclass

A two-day roadmap for cutting NPLs — IFRS 9 staging and provisioning accuracy, workout strategy and recovery discipline for banks rebuilding capital strength.

The programme

Across emerging markets, impaired assets are climbing, supervisors are tightening scrutiny, and boards want capital and profitability rebuilt — at the same time. This intensive two-day masterclass closes the gap between regulatory expectation and operational reality: credit risk governance that holds, IFRS 9 staging and provisioning that survives inspection, and workout strategies that actually recover value. Built for senior executives in Risk, Credit, Finance and Recovery, the programme runs on live workshops, scenario role-plays and negotiation exercises. The cohort works through a full NPL reduction plan — from early-warning systems to board reporting — and leaves ready to defend it to a regulator.

What you will do

Build an NPL reduction plan your board can track, grounded in current regulatory priorities on NPLs and provisioning.
Tighten IFRS 9 staging and provisioning practice, translating the rules into daily operations.
Sharpen credit monitoring and early-warning systems, with data-driven decision-making in credit risk.
Run restructuring and recovery strategies that convert, honed through role-based negotiation exercises.
Link provisioning to profitability and capital adequacy, so finance and risk tell one story.
Align Risk, Credit and Finance under one governance line, with stronger board and regulatory reporting.
Benchmark NPL and recovery performance against best practice, and engage regulators with confidence.

Who attends

  • Heads of recovery, collections and credit
  • Directors of credit recovery and portfolio monitoring
  • Heads of wholesale credit, risk and finance
  • Relationship and business development managers
  • Legal officers in debt collection

Cohorts bring together board members, executives and the rising leaders behind them — kept deliberately small, so every seat is a peer’s.

Programme agenda

Built for the decisions no textbook prepares you for

I.The regulatory squeeze on NPLs
  • Current supervisory priorities on NPLs and provisioning
  • Board and regulatory reporting frameworks
  • Engaging regulators with confidence
II.IFRS 9 provisioning and staging
  • Staging accuracy and provisioning practice
  • Translating IFRS 9 and NPL rules into daily operations
  • Provisioning, profitability and capital adequacy — the link
III.The NPL reduction plan
  • Credit monitoring and early-warning systems
  • Data-driven decision-making in credit risk
  • Benchmarking NPL and recovery performance
IV.Restructuring and recovery
  • Restructuring and recovery strategies that work
  • Recovery negotiation — role-based exercises
  • Collection and recovery accountability frameworks

Frequently asked

Who is the strategic NPL management masterclass for?

It is built for senior executives in Risk, Credit, Finance and Recovery: heads of recovery, collections and credit, directors of credit recovery and portfolio monitoring, heads of wholesale credit, risk and finance, relationship and business development managers, and legal officers in debt collection.

How does the programme handle IFRS 9 staging and provisioning?

IFRS 9 runs through the programme as an operational discipline: staging accuracy and provisioning practice that survive inspection, the translation of IFRS 9 and NPL rules into daily operations, and the link between provisioning, profitability and capital adequacy — so finance and risk tell one story to the board and the regulator.

What is the format of the two days?

The masterclass is an intensive two-day programme run on live workshops, scenario role-plays and negotiation exercises. The cohort works through a full NPL reduction plan — from early-warning systems to board reporting — and leaves ready to defend it to a regulator.

In which languages does BIZENIUS deliver the course?

BIZENIUS delivers the masterclass in English and French, with an in-house edition tailored to your bank’s portfolio and recovery organisation. Sessions run on a rolling calendar, dates are confirmed on request, and fees and quotations are provided on enquiry.

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In their words

Knowledge transfer, emphasised throughout

“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”

Kuwait Investment Authority

From the Mandate Record

Mandate № 02 · Africa

Recovery and resolution plans that stood up to the supervisor — twice

A recovery plan is not a document. It is an argument the board must win under stress.

Open the dossier →

The Capability Arc™

Fix it · Advisory

Recovery & Resolution Planning

A credible, executable recovery and resolution plan.

Automate it · Smart IT

Toolkits & Accelerators

Proven toolkits that shorten the build.

Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.

Teams from these institutions train with BIZENIUS

  • Citi
  • Barclays
  • ExxonMobil
  • Total
  • Gazprom
  • Standard Bank
  • QNB
  • Crédit Agricole
  • Nedbank
  • Absa
  • Raiffeisen
  • Halliburton
  • Baker Hughes
  • ConocoPhillips
  • Ooredoo
  • National Bank of Kuwait
  • Kuwait Finance House
  • Bank Muscat
  • Bank Audi
  • SABB
  • Garanti BBVA
  • Ecobank
  • Arab Bank
  • National Bank of Egypt
  • ADIB
  • Access Bank
  • Afreximbank
  • Repsol
  • QNB ALAHLI
  • Stanbic Bank
  • Equity Group Holdings
  • KCB Bank
  • Lombard Odier
  • NOV
  • Weatherford
  • Subsea 7
  • Al Baraka
  • Banque Misr
  • Burgan Bank
  • Bank ABC

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