NPL & IFRS 9: Problem Loans & Distressed Debt Restructuring Masterclass
The stages of restructuring a distressed business — early detection, waiver decisions, insolvency regimes and workout options that maximise recovery for the lender.
Format
Classroom · Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Lending institutions worldwide still carry heavy books of actual or potential non-performing exposures — and every month a distressed borrower drifts unmanaged, recovery value is destroyed. This programme takes a practical route through the stages of restructuring a distressed business: recognising the causes of problem loans early, reading market signals and failure-prediction models, judging waiver requests, and working within insolvency regimes, the lender’s own capital position and the interests of other stakeholders. Illustrated throughout with real-life case studies, the cohort works through the options for resolving both non-performing portfolios and individual loans, and builds a plan for improving their bank’s position.
What you will do
Who attends
- Heads of recovery, restructuring and special asset management (SAMG)
- Heads of credit, risk and legal with their teams
- Heads and managers of corporate finance and loan origination
- Lending, relationship and collections managers
Programme agenda
Built for the decisions no textbook prepares you for
I.Causes and early detection
- Why loans go bad — causes of problem loans
- Market signals and failure-prediction models
- Defining NPL and the indicators of non-performance
II.Diagnosing the distressed borrower
- Problematic business models and contract risk
- Management and ownership strategy and behaviour
- Poor loan structure and choice of financial instruments
III.Insolvency and the legal frame
- Insolvent trading — defining insolvency
- Insolvency regimes, directors’ responsibility and judicial oversight
- Considering the request for a waiver
IV.Restructuring in practice
- The remedial business plan
- Resolving portfolios versus individual loans — real-life case studies
- Action plans to curb the NPL ratio, including the Small Debt Resolution Committee
Frequently asked
Who should attend the distressed debt restructuring masterclass?
It is designed for heads of recovery, restructuring and special asset management (SAMG), heads of credit, risk and legal with their teams, heads and managers of corporate finance and loan origination, and lending, relationship and collections managers — anyone who must act while there is still recovery value to protect.
What stages of a restructuring does the programme cover?
It takes a practical route through the full sequence: recognising the causes of problem loans early through market signals and failure-prediction models, judging waiver requests on their merits, working within insolvency regimes and the lender’s own capital position, and building the remedial business plan. Real-life case studies illustrate the options for resolving both non-performing portfolios and individual loans.
Does the course provide legal advice on insolvency?
No. The programme covers insolvency regimes, directors’ responsibilities and judicial oversight as training for lenders and their teams — it is professional education, never legal advice. Institutions should consult their own counsel on specific cases and jurisdictions.
Is the masterclass available in French or in-house?
Yes. BIZENIUS delivers it in English and French, and an in-house edition can be tailored to your bank’s portfolio and insolvency environment. Sessions run on a rolling calendar with dates confirmed on request; fees and quotations are provided on enquiry.
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The Capability Arc™
Fix it · Advisory
Advisory & Consultancy
A senior bench across risk, treasury and regulation.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.