What we doSmart IT SolutionsBIZENIUS Accord
One platform. Every risk. Your rules.
Most institutions compute regulatory capital across a patchwork — one engine per risk, spreadsheets carrying numbers between them, and a reporting cycle that begins with reconciliation and ends in apology. BIZENIUS Accord consolidates the discipline: seventeen integrated engines across credit, market, operational, counterparty, liquidity, leverage, stress testing and ICAAP, computing the full Basel framework on your premises — with every figure carrying its audit trail, and every parameter under your compliance team’s control.
Where this begins
The patchwork Accord replaces.
One engine per risk, spreadsheets between
Credit here, market there, liquidity somewhere else — and analysts carrying numbers between modules by hand every month. Each transfer is a reconciliation; each reconciliation is a place errors live.
The rules changed; the system didn’t
Every Basel revision lands as a vendor change request with a quotation and a queue. A regulatory parameter your compliance team should adjust in minutes waits months for an implementation window.
Years of implementation for months of value
The platforms that promise everything take years to land. The examination calendar does not wait — and neither does the balance sheet.
What’s inside
Seventeen engines. One version of the truth.
Accord is a working platform, not a programme of work — installed on your premises, computing your full risk stack from day one, and answerable to your examiner from the first run.
The integrated engine room
Seventeen calculation engines — credit, market, operational, counterparty, liquidity, leverage, stress testing and ICAAP — computing from one data foundation, with no manual transfers between them. A full run completes in under thirty seconds.
The full Basel evolution
Basel I through Basel 3.1 supported side by side, with BCBS 239-aligned data governance underneath — so parallel runs, impact studies and supervisory transitions are configuration, not projects.
Twenty-two reports, ready to file
Regulatory submissions produced from the same computation your management numbers use — one version of the truth, formatted for the return.
Your rules, in your hands
Compliance officers create regulatory profiles, set minimum ratios and adjust parameters through the interface — no developer queue, no vendor change request, no waiting.
The audit trail, complete
Every output traceable to the profile, parameters and engine version that produced it — the calculation history an examiner asks for, kept by the platform itself.
Inside your perimeter
On-premise and Docker-ready on a single server, with no external cloud dependency — your data never leaves your institution. Role-based access with five permission levels; REST API into your core systems.
How it lands
See it. Install it. Configure it. Run it.
See it run
A working demonstration on scenarios drawn from your balance sheet — engines, reports and audit trail, live.
Install
On your premises, Docker-ready, single server — days from agreement to a running platform, not months.
Configure
Your regulatory profile, your ratios, your parameters — set through the interface by the compliance team that owns them.
Run
The full engine stack in production — with training through the Capability Arc so your team commands what it computes.
Licensed per institution — commercials follow the demonstration, not the enquiry form. Deployment is measured in days.
Proof
Judged by what changes.
17
integrated risk engines — credit to ICAAP — computing a full run in under thirty seconds, on your premises
BIZENIUS Accord
Asked before engaging
The questions CROs and CTOs put to us first.
Which regulatory frameworks does Accord cover?
The full Basel evolution — Basel I, II, 2.5, III and 3.1 — with BCBS 239-aligned data governance and reporting. Regulatory profiles are configurable, so your national supervisor’s calibrations, ratios and floors are set by your compliance team through the interface.
Where does it run, and who can see our data?
On your premises — Docker-ready, single-server, with no external cloud dependency. Your data never leaves your institution. Access is governed by role-based control across five permission levels, and integration with your core systems runs through a REST API inside your perimeter.
How long does deployment actually take?
Days, not quarters — the platform installs on a single server and computes from your data as soon as the integration is connected. The demonstration comes first, so what you license is something you have already seen run on scenarios that look like yours.
How is Accord licensed?
Per institution, with a quotation that follows the demonstration — consistent with how BIZENIUS works everywhere: no public price list, no surprises after signature. Training for your risk and compliance teams runs through the Capability Arc alongside deployment.
When would you recommend a custom build instead?
When your methodology genuinely departs from the standardised frameworks, or you want machinery designed around a bespoke process and owned as source code. Accord is the fast, proven path for the Basel stack; our custom builds cover what no product should be bent into doing. We will tell you honestly which fits — sometimes the answer is both.
The Capability Arc™
The platform is one point on the arc.
Accord computes the framework; the arc makes sure your institution commands it — the advisory that strengthens the framework, the masterclass that equips the team.
Fix it · Advisory
ICAAP & Capital Planning Advisory
The capital framework Accord computes — reviewed, strengthened and finalised with senior practitioners.
Learn it · Training
Basel III Final Reforms & Capital Planning
The masterclass that gives your risk and finance teams command of what the platform computes.
The ask
Request a demonstration.
See Accord run on scenarios drawn from a balance sheet like yours — the engines, the reports, the audit trail, live. An engineer and a risk practitioner take the session together; the honest answer on fit comes with it.
Demonstrations are working sessions, not sales theatre. A senior engineer responds within two working days.
BIZENIUS Accord
Leave the question with us.
Two lines on the mandate is enough — a senior practitioner replies within one business day.