What we doAdvisory & Consultancy
Counsel that stays for the consequences.
Supervisory scrutiny is rising across every market at once — capital self-assessments, liquidity adequacy, risk-data lineage. Most institutions answer with frameworks written to satisfy the examiner. BIZENIUS builds the other kind: frameworks that run the institution, and survive the examination because of it.
“A framework written for the regulator gets you through the examination. A framework written to run the bank gets you through the decade.”
The BIZENIUS advisory thesis
What we do
Eight practices. One standard of proof.
Our flagship advisory practices sit in bank prudential risk — the discipline where our faculty, engineers and advisors share one bench. Every framework is built to the Basel Committee’s standards and the supervisory expectations of your market. Each practice opens into its own page; engagements in energy, government and telecom follow the same operating standard.
ICAAP & Capital Planning
Fragmented ICAAPs, weak stress-testing integration, thin board engagement — we rebuild the capital self-assessment as a management tool, and prepare the board that must attest to it.
Liquidity & ILAAP
Behavioural assumptions your treasury can defend, buffers sized to your funding reality, and an ILAAP the supervisor reads as evidence of control — not compliance theatre.
Interest-Rate Risk in the Banking Book
IRRBB measurement that translates into ALCO decisions — pricing the trade-off between earnings stability and economic value under supervisory shock scenarios.
Regulatory Reporting & Disclosures
From returns your team re-keys under deadline pressure to a reporting operating model with lineage, controls and a single version of the truth.
Stress Testing & Scenario Governance
Scenarios your board recognises as its own risks — not imported templates — with governance that makes results land in capital and liquidity decisions.
Recovery & Resolution Planning
Plans written for the worst week of the bank’s life — options priced honestly, triggers with owners, and a board that has rehearsed the decisions before it must make them.
Balance-Sheet Management — ALCO, ALM & FTP
An ALCO that decides, ALM that manages both sides of the balance sheet, and funds transfer pricing that tells every desk the truth about its economics.
Risk Appetite & Enterprise Risk Governance
Appetite derived from capital capacity and cascaded into limits with owners — a statement that binds decisions rather than decorating them.
The wider register
Beyond the flagships.
Demand concentrates in the eight practices above; the work does not stop there. Each line below is a mandate we staff from the same senior bench — raise it, and the practitioner who has owned it answers.
If the mandate is not listed.
The register is where demand concentrates — it is not the boundary of the bench. BIZENIUS advisors are former heads of capital management, treasurers, supervisors and CROs who have spent their careers inside bank balance sheets; few mandates in banking and finance arrive at this table that someone here has not already owned. Describe yours. If it is ours to take, we will say so — and if it is not, we will say that too.
Describe the mandateHow we work
Diagnose. Design. Build. Embed.
Diagnose
Evidence, not opinion: we read your framework the way your supervisor will, and tell you what they’ll find.
Design
The target framework, sized to your institution — not a template scaled down from a G-SIB.
Build
Side by side with your team: models, documents, governance packs — working artefacts, not recommendations.
Embed
Capability transfer by design: training your people through the Capability Arc so the framework outlives the engagement.
Proof
Judged by what changes.
14 weeks
to review, strengthen and finalise an ICAAP through to board approval — one supervisory cycle without findings since
Regional bank · Gulf
0 findings
repeat supervisory findings at the examination that followed our strengthening of the capital framework
Tier-2 lender · East Africa
5 × 5
critical gaps, each paired with a dated fix, in the SME intelligence mandate that reset a leading bank’s growth strategy
Commercial bank · East Africa
Who you’ll work with
Every engagement is led by practitioners who have owned the mandate themselves — former heads of capital management, treasurers and central-bank supervisors, drawn from a bench of 50+ senior consultants who have designed, built and run these frameworks end to end, from regional banks to global groups. The people who advise on your framework are the same people who teach our masterclasses and design our platforms. No junior consultants. No generic decks.
The Capability Arc™
Advisory is one point on the arc.
Most clients pair the advisory engagement with the masterclass that builds their team’s expertise — and the platform that makes the framework systematic.
Bring us the framework you’re least confident about.
A confidential working session with a senior practitioner — we’ll tell you what your supervisor will find.
Advisory & Consultancy
The right expert is one message away.
Tell us what you are weighing — it reaches the practitioner who has done it, within one business day.