- Mandate
- № 05
- Sector
- Banking & Financial Services
- Region
- Central Africa
- Discipline
- Funds transfer pricing
Transfer pricing the business lines finally believe
A Central African bank
“Until transfer pricing works, every price in the bank is a guess.”
The record shows
- In force
- robust FTP policies and procedures implemented across the balance sheet
- Owned
- treasury and finance teams trained to run the mechanism they built
The dossier
The brief
Without a working funds transfer pricing mechanism, a bank’s deposits silently subsidise its lending, branch profitability is a fiction, and treasury carries risks the business lines never pay for. The bank knew its pricing signals could not be trusted — and that a spreadsheet FTP bolted on by finance would be ignored by everyone whose behaviour it was meant to change.
The work
BIZENIUS trained the treasury and finance teams on the mechanics and governance of FTP, then helped implement robust policies and procedures — pool construction, pricing curves, the treatment of liquidity costs, and the committee governance that keeps the mechanism honest when the business pushes back.
What stands
Robust FTP policies and procedures now operate across the balance sheet, with named owners and committee governance. Transfer pricing at the bank is a working discipline the business lines answer to — not a finance-department artefact they route around.
Run the same arc
Every mandate follows the Capability Arc™
Facing something similar?
We will walk you through exactly how this mandate ran — and what it would look like inside your institution.