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BIZENIUS.

CRR, CRD IV and the Future Outlook: Basel IV, CRR II and CRD V Masterclass

The EU prudential rulebook decoded — CRR and CRD IV today, and where Basel IV, CRR II and CRD V take capital, credit and operational risk next.

Format

Classroom · Live Virtual

The programme

Most banks can recite their capital ratios; far fewer can explain why the rules that produce them keep changing, or what Basel IV will do to the numbers. This masterclass works through the supervisory framework from first principles: the main elements of the Capital Requirements Regulation and the Capital Requirements Directive, the key regulatory updates since Basel III and the rationale behind them. From there it turns to the future — banking in a Basel IV era, the proposals of CRR II and CRD V, and the resolution regime of BRRD II and SRMR II. The cohort evaluates the impact on Standardised Approach and IRB credit risk models, SA-CCR, IRRBB treatment and the Standardised Measurement Approach for operational risk capital.

What you will do

Trace the key regulatory updates since Basel III and the reasons behind the regulatory capital calculations.
Evaluate the impact of Basel IV on credit risk capital, across both Standardised Approach and IRB models.
Apply SA-CCR to counterparty credit risk, and extract default correlation from asset correlation in credit risk models.
Interpret the proposed standards for IRRBB and the Standardised Measurement Approach for operational risk capital.
Manage the interaction of FRTB and Basel IV using current best practice.
Position your institution for CRR II, CRD V, BRRD II and SRMR II, and the resolution regime they extend.
Treat credit risk as the driver of potential bank instability it is, not a line item in the capital calculation.

Who attends

  • C-suite members — CFO, COO, CRO and chief internal auditors
  • Heads of risk, capital management and treasury
  • Basel IV project managers and Basel teams
  • Heads of internal audit and compliance
  • ALCO professionals, ALM teams and financial controllers

Cohorts bring together board members, executives and the rising leaders behind them — kept deliberately small, so every seat is a peer’s.

Programme agenda

Built for the decisions no textbook prepares you for

I.The supervisory framework
  • Main elements of the CRR and the CRD
  • Key regulatory updates since Basel III and their rationale
  • The reasons behind the regulatory capital calculations
II.Credit risk capital under Basel IV
  • Impact on Standardised Approach and IRB models
  • SA-CCR for counterparty credit risk
  • Default correlation versus asset correlation in credit models
III.Market, operational and rate risk
  • Managing the interaction of FRTB and Basel IV
  • The Standardised Measurement Approach for operational risk capital
  • Proposed standards for treatment of IRRBB
IV.The road ahead
  • The proposals of CRR II and CRD V
  • BRRD II and SRMR II — recovery and resolution
  • Preparing the institution for a Basel IV era

Frequently asked

Do these programmes cover the Basel III final reforms and the ICAAP/ILAAP cycle?

Yes. The BIZENIUS banking curriculum is built around the Basel III endgame, ICAAP, ILAAP, IRRBB, IFRS 9 provisioning, stress testing and BCBS 239. Participants leave able to quantify the output floor on their own portfolios, write capital and liquidity documents that withstand supervisory review, and defend the numbers to their board.

Are the programmes adapted to regional supervisors such as SAMA, CBUAE or BCEAO?

Casework is built around supervisory documents rather than textbook theory, and faculty include former practitioners who have sat on both sides of an examination. Programmes address the questions SAMA, CBUAE, BCEAO and other home regulators actually put to the desk, and an in-house edition can be tailored to a single jurisdiction.

How do I secure a seat on a banking programme?

Apply for a seat or request the brochure from the programme page. A senior practitioner — not a sales team — responds within one business day, and the brochure arrives with that reply. BIZENIUS runs on enquiry: there is no online checkout.

Can a programme run in-house for our bank?

Every BIZENIUS programme can be delivered in-house, tailored to your balance sheet, your regulator and your data, in English or French. Many institutions start with an open cohort, then commission a private edition for the wider team.

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In their words

Knowledge transfer, emphasised throughout

“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”

Kuwait Investment Authority

From the Mandate Record

Mandate № 04 · Africa

Capital frameworks built to run the bank, not to satisfy a filing

Most frameworks are written to satisfy the regulator. We build the kind that run the bank.

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The Capability Arc™

Fix it · Advisory

ICAAP & Capital Planning

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Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.

Teams from these institutions train with BIZENIUS

  • Citi
  • Barclays
  • ExxonMobil
  • Total
  • Gazprom
  • Standard Bank
  • QNB
  • Crédit Agricole
  • Nedbank
  • Absa
  • Raiffeisen
  • Halliburton
  • Baker Hughes
  • ConocoPhillips
  • Ooredoo
  • National Bank of Kuwait
  • Kuwait Finance House
  • Bank Muscat
  • Bank Audi
  • SABB
  • Garanti BBVA
  • Ecobank
  • Arab Bank
  • National Bank of Egypt
  • ADIB
  • Access Bank
  • Afreximbank
  • Repsol
  • QNB ALAHLI
  • Stanbic Bank
  • Equity Group Holdings
  • KCB Bank
  • Lombard Odier
  • NOV
  • Weatherford
  • Subsea 7
  • Al Baraka
  • Banque Misr
  • Burgan Bank
  • Bank ABC

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