Minimising and Managing Problem Loans Masterclass
Catch problem loans early and work them hard — red flags, monitoring discipline, collateral management and resolution strategies that minimise loss to the institution.
Format
Classroom · Live Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Even a well-underwritten loan can go bad; what separates institutions is how early they see it and how well they work it. This masterclass covers best practice in loan monitoring and maintenance, the analytical bases for early identification of problem loans, and the red flags that precede them. Participants apply a common model for identifying and working problem loans so every step happens on time: communicating loan issues to clients early for buy-in and faster resolution, managing collateral, scheduling follow-up so agreements are kept, and escalating appropriately when risk management efforts fail. Classifying causes, financial analysis of distressed companies and negotiating fundamentals complete the resolution toolkit — and feed back into the institution’s problem loan policies.
What you will do
Who attends
- Credit risk officers and managers
- Credit analysts and loan and credit management officers
- Relationship and corporate managers
- Debt collection and recovery officers
Programme agenda
Built for the decisions no textbook prepares you for
I.Prevention and early detection
- Sound lending policies and credit underwriting as the first defence
- Causes of problem loans and early detection
- Red flags in loan monitoring and maintenance
II.Working the loan
- A common model for identifying and working problem loans
- Timely client communication and buy-in
- Follow-up, escalation and collateral management
III.Resolution
- Classifying causes to prioritise mitigation strategies
- Financial analysis of distressed companies
- Negotiating fundamentals in resolution
IV.Institutional discipline
- Defining problem loans and assessing their cost
- Impact on the institution’s soundness and reputation
- Contributing to problem loan policies and procedures
Frequently asked
Do these programmes cover the Basel III final reforms and the ICAAP/ILAAP cycle?
Yes. The BIZENIUS banking curriculum is built around the Basel III endgame, ICAAP, ILAAP, IRRBB, IFRS 9 provisioning, stress testing and BCBS 239. Participants leave able to quantify the output floor on their own portfolios, write capital and liquidity documents that withstand supervisory review, and defend the numbers to their board.
Are the programmes adapted to regional supervisors such as SAMA, CBUAE or BCEAO?
Casework is built around supervisory documents rather than textbook theory, and faculty include former practitioners who have sat on both sides of an examination. Programmes address the questions SAMA, CBUAE, BCEAO and other home regulators actually put to the desk, and an in-house edition can be tailored to a single jurisdiction.
How do I secure a seat on a banking programme?
Apply for a seat or request the brochure from the programme page. A senior practitioner — not a sales team — responds within one business day, and the brochure arrives with that reply. BIZENIUS runs on enquiry: there is no online checkout.
Can a programme run in-house for our bank?
Every BIZENIUS programme can be delivered in-house, tailored to your balance sheet, your regulator and your data, in English or French. Many institutions start with an open cohort, then commission a private edition for the wider team.
Share this programme
Know the right person for this seat?Nominate a colleague →
In their words
Knowledge transfer, emphasised throughout
“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”
Kuwait Investment Authority
From the Mandate Record
Mandate № 01 · Africa
The training programme that became national regulation
What the team mastered, the regulator wrote into the rulebook.
Open the dossier →
The Capability Arc™
Fix it · Advisory
Advisory & Consultancy
A senior bench across risk, treasury and regulation.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
Teams from these institutions train with BIZENIUS
Related programmes
Loan Structuring, LBOs & Acquisition Finance Masterclass
Structure loans that work for borrower and lender — purpose, collateral, covenants and pricing — and evaluate LBOs and acquisition finance with confidence.
View programmeInternational Trade Finance Masterclass
A structured approach to the risks, documents and instruments of international trade — so your team can structure trade finance that fits the client’s working capital cycle.
View programmeBanking & Finance
Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.