Minimising and Managing Problem Loans Masterclass
Catch problem loans early and work them hard — red flags, monitoring discipline, collateral management and resolution strategies that minimise loss to the institution.
Format
Classroom · Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Even a well-underwritten loan can go bad; what separates institutions is how early they see it and how well they work it. This masterclass covers best practice in loan monitoring and maintenance, the analytical bases for early identification of problem loans, and the red flags that precede them. Participants apply a common model for identifying and working problem loans so every step happens on time: communicating loan issues to clients early for buy-in and faster resolution, managing collateral, scheduling follow-up so agreements are kept, and escalating appropriately when risk management efforts fail. Classifying causes, financial analysis of distressed companies and negotiating fundamentals complete the resolution toolkit — and feed back into the institution’s problem loan policies.
What you will do
Who attends
- Credit risk officers and managers
- Credit analysts and loan and credit management officers
- Relationship and corporate managers
- Debt collection and recovery officers
Programme agenda
Built for the decisions no textbook prepares you for
I.Prevention and early detection
- Sound lending policies and credit underwriting as the first defence
- Causes of problem loans and early detection
- Red flags in loan monitoring and maintenance
II.Working the loan
- A common model for identifying and working problem loans
- Timely client communication and buy-in
- Follow-up, escalation and collateral management
III.Resolution
- Classifying causes to prioritise mitigation strategies
- Financial analysis of distressed companies
- Negotiating fundamentals in resolution
IV.Institutional discipline
- Defining problem loans and assessing their cost
- Impact on the institution’s soundness and reputation
- Contributing to problem loan policies and procedures
Frequently asked
Who should attend this problem loans masterclass?
Credit risk officers and managers, credit analysts and loan and credit management officers, relationship and corporate managers, and debt collection and recovery officers. It suits any lender that wants problem loans caught earlier and worked harder.
What working method does the course teach?
A common model for identifying and working problem loans so every step happens on time: reading red flags on analytical bases, communicating loan issues to clients early for buy-in, managing collateral, scheduling follow-up so agreements are kept, and escalating appropriately when risk management efforts fail. Classifying causes, financial analysis of distressed companies and negotiating fundamentals complete the resolution toolkit.
Can the programme be tailored to our loan book?
Yes. BIZENIUS delivers the masterclass in English and French, and an in-house edition can be tailored to your portfolio, policies and procedures. Sessions run on a rolling calendar with dates confirmed on request; fees and quotations are provided on enquiry.
Who teaches this
Practitioners, not presenters.
Led by practitioners who hold, or have held, the seats this programme prepares you for: group treasurers and heads of asset–liability management, chief risk officers, heads of credit and capital management, and former central-bank supervisors who examined the very frameworks they now teach. Between cohorts the same people advise banks on those frameworks, so what you learn is what is being defended in front of boards and regulators today.
What the bench brings
- Credit analysis, underwriting and structuring
- Credit policy design and portfolio diagnostics
- IFRS 9 expected credit loss and PD calibration
- SME and commercial banking credit
- NPL remediation, collections and workout
- Credit governance for boards and credit committees
Where they have practised
Current and former practitioners — people who hold the seat today alongside those who have held it.
Sectors: Banking & financial services · Insurance · Technology & fintech
Regions: Africa · the Middle East · Europe · Asia · the Americas
How they teach
- Live case studies from real institutions
- Worked exercises on realistic bank data
- Regulator-style challenge sessions
- Group problem-solving on realistic institutional cases
- Knowledge checks and a personal action plan
Cohorts are kept small so every exercise is worked on the participants’ own situations — in person or live virtual.
The faculty profile for your cohort is sent with the full agenda and the next dates when you enquire.Request brochure →
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In their words
Knowledge transfer, emphasised throughout
“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”
Kuwait Investment Authority
From the Mandate Record
Mandate № 01 · Africa
The training programme that became national regulation
What the team mastered, the regulator wrote into the rulebook.
Open the dossier →
The Capability Arc™
Fix it · Advisory
Advisory & Consultancy
A senior bench across risk, treasury and regulation.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
Teams from these institutions train with BIZENIUS
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.