What we doAdvisory & ConsultancyRecovery & Resolution Planning
A recovery plan written for the worst week of the bank’s life.
A recovery plan is the one document a bank writes hoping never to open — which is exactly why most are unopenable when it matters: options valued in calmer markets, triggers nobody monitors, governance that assumes time a crisis will not give. Supervisors across the region now read RRPs closely, and boards are learning theirs would not hold. BIZENIUS builds the other kind: options priced honestly, triggers wired to real indicators, and a board that has rehearsed the decisions.
Where this begins
The moments that bring this mandate to us.
The supervisor now requires one
The requirement has arrived — new regulation or a direct request — and what exists is a template with the bank’s name inserted. The submission date is fixed; credibility is not.
The plan exists; the plumbing doesn’t
Recovery options are listed but never valued under stress; triggers reference indicators nobody produces monthly. As a document it files, as a plan it fails.
The board has never rehearsed it
Directors approved the plan without walking through a single scenario. The first rehearsal of the worst week would be the worst week itself.
What we deliver
A plan the board has already used once.
An RRP engagement delivers a plan that has been exercised before it is filed — options with honest values, triggers with owners, and a governance path rehearsed at board level.
The recovery option book
Each option — capital, liquidity, disposal, restructuring — valued under the stress in which it would be used, with execution timelines and impediments named.
Triggers & escalation
Early-warning indicators and recovery triggers wired to numbers your institution already produces — linked to stress testing, monitored on a named desk.
The governance path
Who convenes, who decides, who informs the supervisor and when — a decision sequence that fits crisis time, not committee time.
The document itself
A submission the supervisor reads as evidence of preparedness — structured to the applicable requirements, honest about limits, free of template varnish.
The board rehearsal
A scenario walked end to end with the directors who would live it — the exercise that turns a filed plan into an owned one.
How the engagement runs
Diagnose. Design. Build. Embed.
Diagnose
The existing plan — or the blank page — against the applicable requirements and the supervisor’s known reading.
Design
Option universe, trigger framework, governance path and document architecture, sized to your institution.
Build
With your risk, treasury and legal teams — valuations, indicators and the document produced together.
Embed
Board rehearsal, monitoring handover and the annual refresh cycle installed — the plan lives after we leave.
Perimeter and fee are fixed at the diagnostic — first plans and remediations of supervisory findings both fit this arc.
Proof
Judged by what changes.
Compliant
recovery and resolution plans reviewed, strengthened and presented to the supervisor — now board-owned
African banks · Mandate Nº 02
Mandate Nº 02
Recovery and resolution plans that stood up to the supervisor — twice
Two African banks · Africa
Asked before engaging
The questions boards put to us first.
Our jurisdiction only recently required RRPs. Where do we start?
With the diagnostic — it establishes what the applicable requirements actually demand of an institution your size, and what of the plan’s machinery (indicators, valuations, governance) already exists in some form. First plans are most of this practice; you would not be starting behind.
How is this different from our stress-testing programme?
Stress testing asks what could hurt the bank; recovery planning asks what the bank would do about it. The two share plumbing — scenarios, triggers, indicators — and we build them to interlock, but the RRP adds the option book and the decision path that stress testing stops short of.
How long does a plan take to build?
Fixed at the diagnostic. A first plan typically spans one to two quarters depending on how much of the trigger and valuation machinery must be built rather than connected; strengthening an existing plan is shorter.
Who does the work?
Practitioners who have written, reviewed and supervised recovery plans — including former central-bank supervisors who have sat on the receiving end of submissions. The plans we strengthened for African banks were presented to the supervisor and stand compliant.
How is confidentiality handled?
With particular care in this practice — a recovery plan is among the most sensitive documents a bank holds. Work runs under NDA inside your perimeter, and nothing about your institution is published without written permission.
The Capability Arc™
This practice is one point on the arc.
RRP clients usually pair the plan with the masterclass that trains the team who maintain it — and the scenario engine that keeps its triggers live.
Learn it · Training
Bank Recovery and Resolution Planning Masterclass
The plan’s anatomy — options, triggers, governance — taught by practitioners who have built and supervised them.
Automate it · Smart IT
Stress Testing & Scenario Engine
The trigger and indicator machinery behind the plan — monitored continuously, not annually.
The ask
Request a confidential plan review.
A senior practitioner — including former supervisors — reads your recovery plan the way the authority will, and tells you privately whether its options and triggers would hold in the week they are needed.
Under NDA as standard for this practice. A senior practitioner responds within two working days.
Recovery & Resolution Planning
Leave the question with us.
Two lines on the mandate is enough — a senior practitioner replies within one business day.