Financial Statement & Ratio Analysis Masterclass
From reading the statements to defending a recommendation — ratio analysis, forecasting and Excel technique applied to real published accounts from listed companies.
Format
Classroom · Live Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Finance professionals are asked for more than the numbers — management wants the impact of its financial decisions read back to it, with a recommendation attached. This masterclass builds that full arc: understanding the relationships between the elements of financial statements, calculating and interpreting the ratios, and presenting the analysis persuasively. Real published financial statements from listed companies run through the programme, worked in Excel. The cohort learns to evaluate financial position and performance, forecast future performance, weigh the effect of leverage on business risk and return on equity, and see through the subjective accounting policy choices that flatter the figures — then pinpoint problem areas for remedial action.
What you will do
Who attends
- Heads of finance, finance managers and financial analysts
- Risk, accounting and balance sheet management teams
- Capital management and market risk professionals
- Heads of audit, business heads and senior management
Programme agenda
Built for the decisions no textbook prepares you for
I.Reading the statements
- Relationships between the elements of financial statements
- Accounting policies and their subjective nature
- Interpreting excerpts from financial reports and footnotes
II.Ratio analysis
- Ratios for financial position and financial performance
- Leverage, business risk and return on equity
- Interpreting company financials and sector position
III.Forecasting and evaluation
- Analytical techniques for forecasting performance
- Free cash flow generation, profitability and operating efficiency
- The process of company evaluation and analysis
IV.From analysis to recommendation
- Financial analysis template models in Excel
- Working real-life published statements
- Presenting analysis and recommendations dynamically
Frequently asked
Do these programmes cover the Basel III final reforms and the ICAAP/ILAAP cycle?
Yes. The BIZENIUS banking curriculum is built around the Basel III endgame, ICAAP, ILAAP, IRRBB, IFRS 9 provisioning, stress testing and BCBS 239. Participants leave able to quantify the output floor on their own portfolios, write capital and liquidity documents that withstand supervisory review, and defend the numbers to their board.
Are the programmes adapted to regional supervisors such as SAMA, CBUAE or BCEAO?
Casework is built around supervisory documents rather than textbook theory, and faculty include former practitioners who have sat on both sides of an examination. Programmes address the questions SAMA, CBUAE, BCEAO and other home regulators actually put to the desk, and an in-house edition can be tailored to a single jurisdiction.
How do I secure a seat on a banking programme?
Apply for a seat or request the brochure from the programme page. A senior practitioner — not a sales team — responds within one business day, and the brochure arrives with that reply. BIZENIUS runs on enquiry: there is no online checkout.
Can a programme run in-house for our bank?
Every BIZENIUS programme can be delivered in-house, tailored to your balance sheet, your regulator and your data, in English or French. Many institutions start with an open cohort, then commission a private edition for the wider team.
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In their words
Knowledge transfer, emphasised throughout
“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”
Kuwait Investment Authority
From the Mandate Record
Mandate № 01 · Africa
The training programme that became national regulation
What the team mastered, the regulator wrote into the rulebook.
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The Capability Arc™
Fix it · Advisory
Advisory & Consultancy
A senior bench across risk, treasury and regulation.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
Teams from these institutions train with BIZENIUS
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.