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Accelerating Retail Banking Growth: Digital Sales & AI Marketing for Emerging Markets Masterclass

Digital sales and AI marketing built for emerging-market retail banks — lead generation, conversion and retention that hold their own against fintech competitors.

Format

Classroom · Live Virtual

The programme

Emerging-market retail banks are watching fintechs win customers with a fraction of the branch network and none of the legacy sales habits. Pushing product harder is not the answer; rebuilding the sales and marketing engine around data is. This masterclass takes retail banking teams through value-based selling, integrated digital campaign design and AI-driven engagement — including voice bots and automation for lead generation, conversion and retention — with the regulatory and ROI discipline a bank must keep. The cohort works through the full sales process, live campaign builds and CRM-driven retention plays tuned to emerging-market dynamics.

What you will do

Run the end-to-end retail sales process, from customer needs assessment to close, using direct and personal selling techniques that deliver targeted results.
Translate customer financial needs into tailored banking propositions, presenting features, advantages and benefits (FAB) in the customer’s language.
Design integrated digital marketing campaigns for acquisition and conversion across the channels emerging-market customers actually use.
Segment, target and personalise with data analytics and AI, deploying voice bots and automation to lift lead generation and retention.
Work the CRM system harder to grow engagement, cross-sell, upsell and customer lifetime value.
Keep every campaign inside regulatory and legislative bounds, and defend the financial return of your sales and marketing spend.

Who attends

  • Heads of retail and digital banking
  • Heads of strategy, marketing and digital marketing
  • Product sales and business development managers
  • Payment gateway and channel management leads
  • Risk, compliance, operations and technology teams supporting the sales engine

Cohorts bring together board members, executives and the rising leaders behind them — kept deliberately small, so every seat is a peer’s.

Programme agenda

Built for the decisions no textbook prepares you for

I.The modern retail sales engine
  • Sales and marketing strategy for emerging-market retail banking
  • Assessing customer financial needs and shaping tailored propositions
  • Direct and personal selling techniques across the external sales process
  • Value-based selling and the FAB communication structure
II.Digital campaigns that convert
  • Designing integrated digital marketing campaigns for acquisition
  • Channel selection and conversion-path design
  • Regulatory and legislative requirements on sales and marketing
III.AI-driven engagement
  • Customer segmentation, targeting and personalisation with data analytics
  • Voice bots and automation for lead generation and service
  • Retention and lifetime-value strategies through CRM
IV.Performance and ROI
  • Cross-sell and upsell plays built on data-driven insight
  • Measuring conversion, acquisition cost and campaign ROI
  • Building the performance-optimisation routine

Frequently asked

Do I need a technical background to attend a technology or AI programme?

No. These programmes are built for the executives who decide, not the engineers who build — no code, no demo-as-strategy. Participants leave able to rank AI use-cases by economics, put governance around model risk, and interrogate a technology proposal in one meeting.

How do the programmes treat AI governance and model risk?

As a named person’s job. The curriculum covers model inventories, validation, human override and the ownership a supervisor would recognise — AI placed where it survives an audit, inside real workflows. Participants draft the governance standard their institution lacks and defend it in a capstone review.

What do the technology programmes cost?

Fees are confirmed in the proposal conversation, because delivery format, location and tailoring change the number. Apply for a seat or request the brochure; the reply — from a senior practitioner within one business day — includes dates, formats and the fee for your case.

Are the programmes available online as well as in the classroom?

Yes. Programmes run in the classroom, as live virtual cohorts, or in hybrid format, in English and French. BIZENIUS delivers from its Dubai and Bangalore offices and on client sites across 45+ countries.

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In their words

Knowledge transfer, emphasised throughout

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Teams from these institutions train with BIZENIUS

  • Citi
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  • ExxonMobil
  • Total
  • Gazprom
  • Standard Bank
  • QNB
  • Crédit Agricole
  • Nedbank
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  • National Bank of Kuwait
  • Kuwait Finance House
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  • SABB
  • Garanti BBVA
  • Ecobank
  • Arab Bank
  • National Bank of Egypt
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  • QNB ALAHLI
  • Stanbic Bank
  • Equity Group Holdings
  • KCB Bank
  • Lombard Odier
  • NOV
  • Weatherford
  • Subsea 7
  • Al Baraka
  • Banque Misr
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  • Bank ABC

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