Bank Capital Adequacy Under Basel III & CRD Masterclass
Basel III capital adequacy and the CRD rulebook — what the rules require, why they evolved as they did, and how to stay compliant without strangling returns.
Format
Classroom · Live Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Knowing the capital rules is not the hard part; running a profitable bank inside them is. Basel III rebuilt the regulatory capital framework — stronger qualitative and quantitative standards, a global liquidity framework, counter-cyclicality measures, a leverage ratio and a first approach to systemically important banks — with significant changes across credit, market and operational risk. This masterclass covers the past, present and likely future rules and how they apply to different institutions, but also their underlying purpose: why they evolved as they did, and how banks can adopt strategies that maximise profit and minimise risk while honouring both the letter and the spirit of the framework.
What you will do
Who attends
- Heads of department across risk, finance and treasury
- Balance sheet, capital management and ICAAP/ILAAP teams
- Market, credit, counterparty and operational risk managers
- Internal audit, regulatory compliance and reporting teams
- Bank regulators and financial stability professionals
Programme agenda
Built for the decisions no textbook prepares you for
I.The anatomy of the Basel accords
- The Basel Committee for Banking Supervision and its mandate
- The three accords: Basel, Basel II, Basel III
- The three pillars: Pillar I, Pillar II, Pillar III
II.Capital under Basel III
- Requirements for qualifying capital
- Going-concern versus gone-concern capital
- The leverage ratio, cyclicality measures and systemically important banks
III.Measuring the three risks
- The three key elements of credit risk
- Minimum capital requirements for market risk
- Value at Risk and Expected Shortfall
IV.Strategy, stress and compliance
- Strategic capital management as an essential discipline
- Continued stress testing and scenario modelling
- Optimal strategies within the letter and spirit of the rules
Frequently asked
Do these programmes cover the Basel III final reforms and the ICAAP/ILAAP cycle?
Yes. The BIZENIUS banking curriculum is built around the Basel III endgame, ICAAP, ILAAP, IRRBB, IFRS 9 provisioning, stress testing and BCBS 239. Participants leave able to quantify the output floor on their own portfolios, write capital and liquidity documents that withstand supervisory review, and defend the numbers to their board.
Are the programmes adapted to regional supervisors such as SAMA, CBUAE or BCEAO?
Casework is built around supervisory documents rather than textbook theory, and faculty include former practitioners who have sat on both sides of an examination. Programmes address the questions SAMA, CBUAE, BCEAO and other home regulators actually put to the desk, and an in-house edition can be tailored to a single jurisdiction.
How do I secure a seat on a banking programme?
Apply for a seat or request the brochure from the programme page. A senior practitioner — not a sales team — responds within one business day, and the brochure arrives with that reply. BIZENIUS runs on enquiry: there is no online checkout.
Can a programme run in-house for our bank?
Every BIZENIUS programme can be delivered in-house, tailored to your balance sheet, your regulator and your data, in English or French. Many institutions start with an open cohort, then commission a private edition for the wider team.
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In their words
Knowledge transfer, emphasised throughout
“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”
Kuwait Investment Authority
From the Mandate Record
Mandate № 04 · Africa
Capital frameworks built to run the bank, not to satisfy a filing
Most frameworks are written to satisfy the regulator. We build the kind that run the bank.
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The Capability Arc™
Fix it · Advisory
ICAAP & Capital Planning
Embed the framework into your governance — examination-ready.
Automate it · Smart IT
BIZENIUS Accord
The licensed platform — 17 engines, Basel I to 3.1, on-premise.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
Teams from these institutions train with BIZENIUS
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.