Islamic Treasury & Liquidity Management
Islamic banks face every liquidity risk conventional banks face — with a fraction of the instruments and none of the excuses.
Format
Classroom · Live Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Liquidity is where Islamic banking’s constraints bite hardest: no conventional interbank deposits, thin secondary markets, a short menu of eligible high-quality assets. This programme trains the desk that lives with those constraints — the instrument set as it actually trades: commodity murabaha and wakala placements, sukuk held for liquidity, central bank facilities where they exist; asset-liability management without conventional derivatives — profit-rate risk measured and managed through structure rather than swaps; the LCR and NSFR met with Sharia-compliant components; and the contingency plan for the day the constraint becomes the crisis. Aligned to IFSB guidance throughout.
What you will do
Who attends
Treasury and ALM staff of Islamic banks and windows; risk managers covering liquidity; central bank staff supervising Islamic institutions; conventional treasurers moving across.
Programme agenda
Built for the decisions no textbook prepares you for
I.The instrument set
- Commodity murabaha and wakala: mechanics, costs, concentration
- Sukuk as liquidity: eligibility, market depth, haircuts
- Central bank facilities and the lender-of-last-resort question
II.ALM without swaps
- Profit-rate risk: measurement and structural management
- Behavioural assumptions for profit-sharing deposits
- The investment account: displaced commercial risk managed honestly
III.Ratios and contingency
- LCR and NSFR with compliant components — IFSB guidance applied
- Stress testing the constrained balance sheet
- The contingency funding plan that respects the constraint
Frequently asked
Do these programmes cover the Basel III final reforms and the ICAAP/ILAAP cycle?
Yes. The BIZENIUS banking curriculum is built around the Basel III endgame, ICAAP, ILAAP, IRRBB, IFRS 9 provisioning, stress testing and BCBS 239. Participants leave able to quantify the output floor on their own portfolios, write capital and liquidity documents that withstand supervisory review, and defend the numbers to their board.
Are the programmes adapted to regional supervisors such as SAMA, CBUAE or BCEAO?
Casework is built around supervisory documents rather than textbook theory, and faculty include former practitioners who have sat on both sides of an examination. Programmes address the questions SAMA, CBUAE, BCEAO and other home regulators actually put to the desk, and an in-house edition can be tailored to a single jurisdiction.
How do I secure a seat on a banking programme?
Apply for a seat or request the brochure from the programme page. A senior practitioner — not a sales team — responds within one business day, and the brochure arrives with that reply. BIZENIUS runs on enquiry: there is no online checkout.
Can a programme run in-house for our bank?
Every BIZENIUS programme can be delivered in-house, tailored to your balance sheet, your regulator and your data, in English or French. Many institutions start with an open cohort, then commission a private edition for the wider team.
Share this programme
Know the right person for this seat?Nominate a colleague →
In their words
Knowledge transfer, emphasised throughout
“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”
Kuwait Investment Authority
From the Mandate Record
Mandate № 01 · Africa
The training programme that became national regulation
What the team mastered, the regulator wrote into the rulebook.
Open the dossier →
The Capability Arc™
Fix it · Advisory
Liquidity & ILAAP
An ILAAP the treasury runs and the supervisor accepts.
Automate it · Smart IT
BIZENIUS Accord
The licensed platform — 17 engines, Basel I to 3.1, on-premise.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
Teams from these institutions train with BIZENIUS
Related programmes
Islamic Finance: Products, Contracts & Structures
The core contracts of Islamic finance — murabaha, ijara, musharaka, mudaraba and their modern structures — taught as working products, not theory.
View programmeSukuk & Islamic Capital Markets
How sukuk actually work — structures, credit and Sharia analysis, issuance mechanics and the investor’s view — plus the wider Islamic capital markets toolkit.
View programmeSharia Governance, Audit & Compliance
The control side of Islamic finance — Sharia board effectiveness, internal Sharia audit, non-compliance handling and the frameworks supervisors examine.
View programmeBanking & Finance
Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.