Islamic Treasury & Liquidity Management
Islamic banks face every liquidity risk conventional banks face — with a fraction of the instruments and none of the excuses.
Format
Classroom · Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Liquidity is where Islamic banking’s constraints bite hardest: no conventional interbank deposits, thin secondary markets, a short menu of eligible high-quality assets. This programme trains the desk that lives with those constraints — the instrument set as it actually trades: commodity murabaha and wakala placements, sukuk held for liquidity, central bank facilities where they exist; asset-liability management without conventional derivatives — profit-rate risk measured and managed through structure rather than swaps; the LCR and NSFR met with Sharia-compliant components; and the contingency plan for the day the constraint becomes the crisis. Aligned to IFSB guidance throughout.
What you will do
Who attends
Treasury and ALM staff of Islamic banks and windows; risk managers covering liquidity; central bank staff supervising Islamic institutions; conventional treasurers moving across.
Programme agenda
Built for the decisions no textbook prepares you for
I.The instrument set
- Commodity murabaha and wakala: mechanics, costs, concentration
- Sukuk as liquidity: eligibility, market depth, haircuts
- Central bank facilities and the lender-of-last-resort question
II.ALM without swaps
- Profit-rate risk: measurement and structural management
- Behavioural assumptions for profit-sharing deposits
- The investment account: displaced commercial risk managed honestly
III.Ratios and contingency
- LCR and NSFR with compliant components — IFSB guidance applied
- Stress testing the constrained balance sheet
- The contingency funding plan that respects the constraint
Frequently asked
Which liquidity instruments does the course cover?
The instrument set as it actually trades: commodity murabaha and wakala placements, sukuk held for liquidity — eligibility, market depth and haircuts — and central bank facilities where they exist, including the lender-of-last-resort question. The constraint of thin secondary markets runs through the whole programme.
How can an Islamic bank manage rate risk without swaps?
The programme manages profit-rate risk through structure rather than derivatives: measurement, structural balance-sheet management, behavioural assumptions for profit-sharing deposits and the honest handling of displaced commercial risk on investment accounts. IFSB guidance is applied throughout.
Does it cover LCR and NSFR for Islamic banks?
Yes — the LCR and NSFR met with Sharia-compliant components under IFSB guidance, stress testing of the constrained balance sheet and the contingency funding plan for the day the constraint becomes the crisis. This is professional training, not a sharia-compliance ruling on specific instruments.
Can conventional treasurers attend?
Yes — the audience explicitly includes conventional treasurers moving across, alongside treasury and ALM staff of Islamic banks and windows, liquidity risk managers and central bank supervisors. BIZENIUS delivers in English and French, in-house editions are available, sessions run on a rolling calendar and fees are quoted on enquiry.
Who teaches this
Practitioners, not presenters.
Led by practitioners who hold, or have held, the seats this programme prepares you for: group treasurers and heads of asset–liability management, chief risk officers, heads of credit and capital management, and former central-bank supervisors who examined the very frameworks they now teach. Between cohorts the same people advise banks on those frameworks, so what you learn is what is being defended in front of boards and regulators today.
What the bench brings
- Risk management for Islamic banks
- Asset–liability management and funds transfer pricing
- Liquidity ratios and capital planning
- Financial product development and modelling
- ALCO practice and treasury policy
- Funds transfer pricing design and restructuring
Where they have practised
Current and former practitioners — people who hold the seat today alongside those who have held it.
Sectors: Banking & financial services · Professional services · Central banking & supervision · Insurance
Regions: Africa · the Middle East · Europe · Asia · the Americas
How they teach
- Live case studies from real institutions
- Worked exercises on realistic bank data
- Regulator-style challenge sessions
- Group problem-solving on realistic institutional cases
- Knowledge checks and a personal action plan
Cohorts are kept small so every exercise is worked on the participants’ own situations — in person or live virtual.
The faculty profile for your cohort is sent with the full agenda and the next dates when you enquire.Request brochure →
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In their words
Knowledge transfer, emphasised throughout
“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”
Kuwait Investment Authority
From the Mandate Record
Mandate № 01 · Africa
The training programme that became national regulation
What the team mastered, the regulator wrote into the rulebook.
Open the dossier →
The Capability Arc™
Fix it · Advisory
Liquidity & ILAAP
An ILAAP the treasury runs and the supervisor accepts.
Automate it · Smart IT
BIZENIUS Accord
The licensed platform — 20+ engines, Basel I to 3.1, on your own servers.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
Teams from these institutions train with BIZENIUS
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.