Credit Documentation, Monitoring & NPA Management/Recovery Masterclass
Getting the money back — early detection of problem loans, restructuring distressed borrowers and a workable action plan to bring the NPL ratio down.
Format
Classroom · Live Virtual
Upcoming sessions
Pick a session to applyADMISSIONS OPENThe programme
Lending institutions across the world are still carrying high levels of actual or potential non-performing loans — and every month a problem credit goes undetected, the recovery options narrow. This masterclass takes a practical approach to the stages of restructuring distressed businesses, so bankers can facilitate the process and contain loss to the bank while maximising recovery rates within prevailing insolvency law, the lender’s own capital position and the interests of wider stakeholders. The cohort works through early detection, the anatomy of credit failure, and the options and methods for resolving both non-performing portfolios and individual loans — illustrated throughout with real-life case studies and closed out with a bank-level improvement plan.
What you will do
Who attends
- Heads of recovery, restructuring, collections and special asset management
- Heads of risk, credit and legal, with their teams
- Lending managers, corporate loan originators and corporate finance heads
- Corporate and client relationship managers
- Senior and support staff involved in recoveries
Programme agenda
Built for the decisions no textbook prepares you for
I.Early detection
- Causes of problem loans and early detection
- Market signals and failure prediction models
- The cost of problem loans to soundness and reputation
II.Diagnosing distress
- Problematic business models and contract negotiation challenges
- Management and ownership strategy and behaviour
- Poor loan structure and choice of financial instruments
III.Restructuring the credit
- Considering the request for a waiver
- Insolvent trading and insolvency regimes: directors’ responsibility and judicial oversight
- The remedial business plan
IV.Portfolio resolution
- Defining NPLs and the indicators of non-performing loans
- An action plan to curb the NPL ratio
- Assistance from the Small Debt Resolution Committee
- Resolving portfolios versus individual loans: case studies
Frequently asked
Do these programmes cover the Basel III final reforms and the ICAAP/ILAAP cycle?
Yes. The BIZENIUS banking curriculum is built around the Basel III endgame, ICAAP, ILAAP, IRRBB, IFRS 9 provisioning, stress testing and BCBS 239. Participants leave able to quantify the output floor on their own portfolios, write capital and liquidity documents that withstand supervisory review, and defend the numbers to their board.
Are the programmes adapted to regional supervisors such as SAMA, CBUAE or BCEAO?
Casework is built around supervisory documents rather than textbook theory, and faculty include former practitioners who have sat on both sides of an examination. Programmes address the questions SAMA, CBUAE, BCEAO and other home regulators actually put to the desk, and an in-house edition can be tailored to a single jurisdiction.
How do I secure a seat on a banking programme?
Apply for a seat or request the brochure from the programme page. A senior practitioner — not a sales team — responds within one business day, and the brochure arrives with that reply. BIZENIUS runs on enquiry: there is no online checkout.
Can a programme run in-house for our bank?
Every BIZENIUS programme can be delivered in-house, tailored to your balance sheet, your regulator and your data, in English or French. Many institutions start with an open cohort, then commission a private edition for the wider team.
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In their words
Knowledge transfer, emphasised throughout
“We worked with BIZENIUS for our Fresh Graduates Programme — they are simply amazing. Knowledge transfer and practical learning were emphasised throughout.”
Kuwait Investment Authority
From the Mandate Record
Mandate № 02 · Africa
Recovery and resolution plans that stood up to the supervisor — twice
A recovery plan is not a document. It is an argument the board must win under stress.
Open the dossier →
The Capability Arc™
Fix it · Advisory
Recovery & Resolution Planning
A credible, executable recovery and resolution plan.
Automate it · Smart IT
Toolkits & Accelerators
Proven toolkits that shorten the build.
Learning is one point on the Capability Arc. Many institutions pair this programme with the advisory engagement — and automate what the framework demands.
Teams from these institutions train with BIZENIUS
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Take the brochure with you.
One request — the full agenda, the faculty and the next cohort dates, sent personally by the admissions team.